Applying for financial aid doesn't need to be stressful—most of the forms you need to apply are easily available online. Here's how to navigate the financial aid process effectively as a student at University of Maryland University College.

Getting Started

Determine Your Financial Aid Eligibility

Eligibility for federal student aid is determined on the basis of financial need as well as several other factors. An eligible applicant must satisfy the following criteria:

  • Be a U.S. citizen or eligible noncitizen
  • Have a valid Social Security number
  • Register with the Selective Service (males between the age of 18 and 25)
  • Not have been convicted under Federal or state law of the sale or possession of drugs while receiving Federal financial aid
  • Be enrolled and working toward a degree or eligible certificate
  • Possess a high school diploma or General Education Development certificate, also known as a GED
  • Maintain satisfactory academic progress (SAP) while in school (review the undergraduate SAP policy or graduate SAP policy)

Complete the FAFSA

For priority consideration, the Free Application for Federal Student Aid, also known as FAFSA, must be received by the established priority deadlines: June 1 (fall), November 1 (spring), and April 1 (summer). While no award for financial aid can be given until you have been admitted to UMUC, please do not wait until you receive your admission decision to submit the FAFSA. On your application, please indicate UMUC's school code: 011644. You'll need to include this information on your application to ensure we receive a copy of your FAFSA. You will be prompted to create an ID number once you log on to the FAFSA website.

Maryland residents may also apply for aid from the Maryland Higher Education Commission by including UMUC's school code (011644) on the FAFSA. For more information about state aid, please visit MHEC’s website.

Use the IRS Data Retrieval Tool

When completing the FAFSA, you'll want to use the IRS Data Retrieval Tool to directly import your tax information from the IRS to your FAFSA. Watch this step-by-step guide for assistance:

FAFSA Submitted? Here Are Your Next Steps

Check Your E-Mail and MyUMUC for Updates

From the date you submitted your FAFSA, it typically takes three to five business days for us to receive your application. After initial review, the Department of Education will identify if you need to submit anything further for your application to be fully processed. We will contact you directly through e-mail to notify you if additional information is needed.

We will also update your To Do list on your MyUMUC account with detailed descriptions of the additional requirements. Make sure to check MyUMUC frequently to stay on top of your requirements and submit any requested information to us promptly. To learn more about the Title IV verification policy, you can visit our Policies and Information page.

You’ve Been Awarded Financial Aid! Now What?

Accept Your Aid Package

Your financial aid award package lists the amount of aid you are eligible to receive to attend UMUC. Your award may be a combination of scholarships, grants, and loans. It is important to accept your award promptly so that your aid will disburse in a timely manner.

Your award package is based on your FAFSA results and on the assumption that you will register at least half-time, and it is divided equally between the fall and spring terms. If you decide not to attend UMUC, please contact our office immediately.

Receive Your Aid

Your aid may be revised according to your actual enrollment at the time you register. If you are owed a refund, it will be processed according to the refund disbursement procedures outlined by Student Accounts. To ensure that your aid is disbursed on time, it is important to check your MyUMUC account periodically to make sure that your financial aid file is complete.

If you are a new borrower to UMUC, visit StudentLoans.gov to complete your Direct Loan Entrance Counseling and Master Promissory Note. Both of these documents must be completed before your loan funds will disburse.

Maintain Your Eligibility

To maintain your eligibility for financial aid, you must meet the standards set forth in UMUC's FAFSA Submitted? Here Are Your Next Steps

Check Your E-Mail and MyUMUC for Updates

From the date you submitted your FAFSA, it typically takes three to five business days for us to receive your application. After initial review, the Department of Education will identify if you need to submit anything further for your application to be fully processed. We will contact you directly through e-mail to notify you if additional information is needed.

We will also update your To Do list on your MyUMUC account with detailed descriptions of the additional requirements. Make sure to check MyUMUC frequently to stay on top of your requirements and submit any requested information to us promptly. To learn more about the Title IV verification policy, you can visit our Policies and Information page.

You’ve Been Awarded Financial Aid! Now What?

Accept Your Aid Package

Your financial aid award package lists the amount of aid you are eligible to receive to attend UMUC. Your award may be a combination of scholarships, grants, and loans. It is important to accept your award promptly so that your aid will disburse in a timely manner.

Your award package is based on your FAFSA results and on the assumption that you will register at least half-time, and it is divided equally between the fall and spring terms. If you decide not to attend UMUC, please contact our office immediately.

Receive Your Aid

Your aid may be revised according to your actual enrollment at the time you register. If you are owed a refund, it will be mailed to you from the State of Maryland Office of the Comptroller within seven to 14 business days following disbursement of aid to your student account. To ensure that your aid is disbursed on time, it is important to check your MyUMUC account periodically to make sure that your financial aid file is complete.

If you are a new borrower to UMUC, visit StudentLoans.gov to complete your Direct Loan Entrance Counseling and Master Promissory Note. Both of these documents must be completed before your loan funds will disburse.

Maintain Your Eligibility

To maintain your eligibility for financial aid, you must meet the standards set forth in UMUC's financial aid policy on satisfactory academic progress (undergraduate SAP policy or graduate SAP policy). You should also review how changes to your enrollment can affect your financial aid.