Financial Aid: Enrollment Level and Disbursement Chart


Definitions of enrollment levels and the disbursement schedules are below. For more information on disbursements, please visit our web page.


Definition of Enrollment Level
 

Full-Time Enrollment

3/4-Time Enrollment

1/2-Time Enrollment

Less than 1/2-Time Enrollment

Undergraduate Degree/Certificate Programs

12 or more credits per term

9-11 credits per term

6-8 credits per term

5 or less credits per term

Graduate (3 term structure) Programs

9 credits per term

 

6 credits per term

3 credits per term

Graduate (4 term structure) Programs

6 credits per term

 

3 credits per term

 

Doctorate Programs

6 credits per term

 

3 credits per term

 

Impact of Enrollment Level on Financial Aid Eligibility and Disbursement 
 

Full-Time Enrollment

3/4-Time Enrollment

1/2-Time Enrollment

Less than 1/2-Time Enrollment

Federal Grants

Federal Pell Grant
(Undergraduate only)

Pell awards adjust up and down frequently throughout the term as enrollment changes are made (adding/dropping/withdrawing from classes). Students awarded prior to the start of the term are awarded at 1/2-time enrollment level for their Expected Family Contribution (EFC) range on the Federal Pell Grant chart, but the award will be adjusted to match actual enrollment once the term begins. Disbursement for all enrollment levels occurs once the classes for the enrollment level have begun.
Example:
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100% of the full-time award will disburse after all of student’s classes for full-time enrollment level have begun.
Award will be reduced for classes that are dropped, withdrawn or receive an FN grade.

75% of the full-time award will disburse after all of student's classes for 3/4-time enrollment level have begun.
Award will be reduced for classes that are dropped, withdrawn or receive an FN grade.

50% of the full-time award will disburse after all of student's classes for 1/2-time enrollment level have begun.
Award will be reduced for classes that are dropped, withdrawn or receive an FN grade.

25% of the full-time award will disburse after all of student's classes for less than 1/2-time enrollment level have begun.
Award will be reduced for classes that are dropped, withdrawn or receive an FN grade.

Federal Supplemental Opportunity Grant (SEOG)

 

(Undergraduate only)

100% of term award will disburse, at earliest, 6-8* days prior to the start of student's classes totaling 3 or more credits.

If term enrollment is less than 3 credits, student is not eligible and the award will be cancelled.

Federal Loans

Federal Direct Subsidized Loan
(Undergraduate only)

Upon completion of the required Master Promissory Note and Entrance Counseling, 100% of accepted loan amount for the term, less applicable loan fees, will disburse. The earliest disbursement date is 6-8* days prior the start date of student's classes for 1/2-time enrollment level.
Example:
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Student's scheduled to graduate at the end of the fall term may be subject to a reduction due to federal loan proration regulations.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

Federal Direct Unsubsidized Loan

Upon completion of the required Master Promissory Note and Entrance Counseling, 100% of accepted loan amount for the term, less applicable loan fees, will disburse. The earliest disbursement date is 6-8* days prior to the start date of student's classes for 1/2-time enrollment level.
Example:
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Student's scheduled to graduate at the end of the fall term may be subject to a reduction due to federal loan proration regulations.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

Federal Perkins Loan

(Undergraduate only)

Upon completion of the Master Promissory Note and Entrance Counseling, 100% of accepted loan amount for the term will disburse. The earliest disbursement date is 6-8* days prior to the start date of student's classes for 1/2-time enrollment level.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

Federal PLUS Loan
(Undergraduate only)

Upon completion of the required MPN and Entrance Counseling, 100% of accepted loan amount for the term, less applicable loan fees, will disburse. The earliest disbursement date is 6-8* days prior to the start date of student's classes for 1/2-time enrollment level.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

Federal Grad PLUS Loan

Upon completion of the required MPN and Entrance Counseling, 100% of accepted loan amount for the term, less applicable loan fees, will disburse. The earliest disbursement date is 6-8* days prior to the start date of student's classes for 1/2-time enrollment level.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

Institutional Grants & Scholarships

UMUC President's Grant

100% of term award will disburse, at earliest, 6-8* days prior to the start of student's classes totaling 3 or more credits.

If term enrollment is less than 3 credits, student is not eligible and the award will be cancelled.

UMUC Completion Scholarship
(Undergraduate only)

100% of term award will disburse, at earliest, 6-8* days prior to the start of student's classes totaling 3 or more credits. Award will be reduced for dropped and withdrawn classes.

If term enrollment is less than 3 credits, student is not eligible and the award will be cancelled.

UMUC President's Scholarship

100% of term award will disburse, at earliest, 6-8* days prior to the start date of student's classes for 1/2-time enrollment level.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

UMUC Clarence M. Mitchell, Jr. Scholarship

100% of term award will disburse, at earliest, 6-8* days prior to the start date of student's classes for 1/2-time enrollment level.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

UMUC Spouse & Dependent Scholarship

100% of term award will disburse, at earliest, 6-8* days prior to the start of student's classes. Award will be reduced for dropped classes.

UMUC Adjunct Faculty Scholarship

100% of term award will disburse, at earliest, 6-8* days prior to the start of student's classes. Award will be reduced for dropped classes.

Phi Theta Kappa Scholarship
(Undergraduate only)

100% of term award will disburse, at earliest, 6-8* days prior to the start date of student's classes for 1/2-time enrollment level.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

Maryland State Grants & Scholarships

Howard P. Rawlings Guaranteed Access Grant

(Undergraduate only)

100% of term award will disburse after all of student’s classes for full-time enrollment level have begun.

If term enrollment is less than full-time, student is not eligible and the award will be cancelled.

Howard P. Rawlings Educational Assistance Grant
(Undergraduate only)

100% of term award will disburse after all of student’s classes for full-time enrollment level have begun.

If term enrollment is less than full-time, student is not eligible and the award will be cancelled.

Howard P. Rawlings Campus-Based Educational Assistance Grant
(Undergraduate only)

100% of term award will disburse after all of student’s classes for full-time enrollment level have begun.

If term enrollment is less than full-time, student is not eligible and the award will be cancelled.

Delegate Scholarship

100% of term award will disburse, at earliest, 6-8* days prior to the start date of student's classes for full-time enrollment level.

100% of the part-time term award will disburse, at earliest, 6-8 days prior to the start date of student's classes for 1/2-time enrollment level.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

Edward T. Conroy and Jean B. Cryor Memorial Scholarship

100% of term award will disburse, at earliest, 6-8* days prior to the start date of student's classes for 1/2-time enrollment level.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

Part-Time Grant Program
(Undergraduate only)

If term enrollment is full-time, student is not eligible and the award will be cancelled.

100% of term award will disburse after all of student's classes for 1/2-time enrollment level have begun.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

Senatorial Scholarship

100% of term award will disburse, at earliest, 6-8* days prior to the start date of student's classes for full-time enrollment level.

100% of the part-time term award will disburse, at earliest, 6-8* days prior to the start date of student's classes for 1/2-time enrollment level.

If term enrollment is less than 1/2-time, student is not eligible and the award will be cancelled.

*Disbursements occur on Tuesday and Thursday each week with exceptions for holidays and federal government or state closures. Undergraduate and Graduate (3 term structure) sessions are typically scheduled to begin on Monday so the earliest possible disbursement date is the Tuesday prior to the start of class (6 days). Graduate (4 term structure) sessions are typically scheduled to begin on Wednesday so the earliest possible disbursement date is the Tuesday prior to the start of class (8 days).