Banner for Military<br />Spouses & Families Benefits & Aid Overview at UMUC
Benefits & Aid Overview

Benefits and Financial Aid

Explore military spouse education benefits, financial aid, scholarships, and other payment options to help you earn your degree.

Explore options for affording your education. As a military family member, you may be eligible for MyCAA and veterans education benefits, in addition to a wide range of payment options. 

Military Spouse Career Advancement Accounts

The U.S. Department of Defense offers Military Spouse Career Advancement Accounts, known as MyCAA, a program that provides as much as $4,000 in financial assistance to eligible military spouses toward an Associate of Arts or any of our undergraduate certificates.1 The program is capped at $2,000 a year and is available to spouses of active-duty military personnel in pay grades E1-E5, W1-W2, and O1-O2.

MyCAA Eligible Programs

UMUC's Associate of Arts and each of the specialized curricula are eligible for MyCAA financial assistance. The options include:

  • Accounting
  • Business and Management
  • Computer Studies
  • Criminal Justice
  • Foreign Language Area Studies
  • Legal Studies
  • Management Studies
  • Mathematics
  • Women's Studies

Plus, UMUC offers undergraduate certificate programs that are eligible for MyCAA financial assistance.

Read more

You can apply all of the credits you earn in one of these undergraduate certificate programs to a bachelor's degree.

Get Started in the MyCAA Program

Getting started using your MyCAA benefit at UMUC is easy.

  1. Set up a profile on MyCAA.
  2. Review and digitally sign the MyCAA online Statement of Understanding Terms and Conditions.
  3. Develop a career and training plan. MyCAA does not reimburse for classes that have already started.
  4. Search for UMUC using the School Search function under the Resources tab.
  5. Apply to UMUC.

Veterans Education Benefits for Military Spouses and Families

If you qualify for veterans education benefits as a spouse or dependent of an active-duty servicemember or veteran, you can use those benefits to help pay for your education at UMUC. Your eligibility depends on a number of factors.

If you have specific questions about your eligibility or are trying to decide between benefits, please contact the Department of Veterans Affairs to discuss your specific situation. If you have questions about how your benefits will work at UMUC, please contact our specially trained military and veterans advisors.

Chapter 33: Post‐9/11 GI Bill

Monthly benefits are paid directly to UMUC and are based on rate of pursuit and your sponsor's length of service percentage. You receive a book allowance and may also be eligible for a housing allowance based on your sponsor's length of service percentage. Children of military servicemembers may receive the monthly housing allowance while the servicemember is on active duty, but spouses may not.

Undergraduate Rate of Pursuit

Use the chart below to ensure that you register for enough credits based on the length of the session to maximize your monthly benefit. For instance, in an eight-week session, you must take at least 6 credits to receive your maximum benefit.

Credits 8-Week Sessions 17-Week Sessions
3 60% <50%
4 80% <50%
5 90% <50%
6 100% <50%
7 100% 60%
8 100% 70%
9 100% 80%
10 100% 90%
12 100% 100%

Graduate Rate of Pursuit

Use the chart below to ensure that you register for enough credits based on the length of the session to maximize your monthly benefit.

Credits 10-Week and
MBA Sessions
12-Week Sessions and
All Other Sessions
13-Week Session,
Doctor of Management
3 n/a 80% 80%
6 100% 100% 100%

Length of Service Percentage

Length of Service
(based on aggregate active-duty service after September 10, 2001)
Maximum Benefit
At least 36 months 100%
At least 30 continuous days on active duty
(Must be discharged due to service-connected disability)
100%
At least 30 months, but less than 36 months1 90%
At least 24 months, but less than 30 months1 80%
At least 18 months, but less than 24 months 70%
At least 12 months, but less than 18 months 60%
At least 6 months, but less than 12 months 50%
At least 90 days, but less than 06 months 40%

1 Includes entry-level and skill training

Chapter 35: Survivors' and Dependents' Educational Assistance Program

You receive monthly benefits payments based on training time and can use them to help pay for tuition and books.

Undergraduate Training Time

Use the chart below to ensure that you register for enough credits based on the length of the session to maximize your monthly benefit. For instance, in an eight-week session, you must take at least 5 credits to receive your maximum benefit.

Credits 1 week 2 weeks 3 weeks 4 weeks 5 weeks 6 weeks 7 weeks 8 weeks
1 full 3/4 1/2 <1/2 1/4 1/4 1/4 1/4
2 full full full 3/4 1/2 1/2 <1/2 <1/2
3 full full full full 3/4 3/4 1/2 1/2
4 full full full full full full 3/4 3/4
5 full full full full full full full full
6 full full full full full full full full
7 full full full full full full full full
8 full full full full full full full full
9 full full full full full full full full
10 full full full full full full full full
11 full full full full full full full full
12 full full full full full full full full

Graduate Training Time

During graduate sessions that are 13 weeks or shorter, 6 credits is full training time, and 3 credits is half training time.

Fry Scholarship

Benefits are paid directly to UMUC and are based on rate of pursuit. You receive a book allowance and may also be eligible for a housing allowance.

Undergraduate Rate of Pursuit

Use the chart below to ensure that you register for enough credits based on the length of the session to maximize your monthly benefit. For instance, in an eight-week session, you must take at least 6 credits to receive your maximum benefit.

Credits 8-Week Sessions 17-Week Sessions
3 60% <50%
4 80% <50%
5 90% <50%
6 100% <50%
7 100% 60%
8 100% 70%
9 100% 80%
10 100% 90%
12 100% 100%

Graduate Rate of Pursuit

Use the chart below to ensure that you register for enough credits based on the length of the session to maximize your monthly benefit.

Credits 10-Week and
MBA Sessions
12-Week Sessions and
All Other Sessions
13-Week Session,
Doctor of Management
3 n/a 80% 80%
6 100% 100% 100%

Length of Service Percentage

Length of Service
(based on aggregate active-duty service after September 10, 2001)
Maximum Benefit
At least 36 months 100%
At least 30 continuous days on active duty
(Must be discharged due to service-connected disability)
100%
At least 30 months, but less than 36 months1 90%
At least 24 months, but less than 30 months1 80%
At least 18 months, but less than 24 months 70%
At least 12 months, but less than 18 months 60%
At least 6 months, but less than 12 months 50%
At least 90 days, but less than 06 months 40%

1 Includes entry-level and skill training

1 View gainful employment disclosures for certificates.

Contact Me

Apply Now

Or call 800-939-UMUC (8682) to speak directly with an advisor.

Scholarships and Financial Aid for Military Spouses and Families

If you're exploring more ways to pay for your education, UMUC can help. We offer a wide range of scholarships (many specifically for military spouses and families) and financial aid options.

Yellow Ribbon Program

UMUC is a Yellow Ribbon Program school. Spouses and dependents of veterans with 100% eligibility under the Post-9/11 GI Bill who are paying out-of-state tuition may qualify for reduced rates, decreasing out-of-pocket costs.

Accommodations for Accessibility

UMUC offers a wide range of accessibility accommodations for students with disabilities to reduce barriers to your education. Learn more at the Office of Accessibility Services.