Financial Aid and Payment Plans
Financial aid, loans, scholarships, and our interest-free monthly payment plan can help make your education affordable.
You have a wide range of options for financing your education. At University of Maryland University College, you can use financial aid, loans, scholarships, or an interest-free monthly payment plan 1 to supplement your MyCAA or military spouse education benefits.
Financial Aid for Military Spouses and Family Members
Grants are need-based financial awards you do not have to be repay. Award amounts vary depending on your enrollment status and need level. You may receive grants from a variety of sources, including the federal government, state government, UMUC, or a private donor.
Federal financial aid grants include the Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, and Federal Work-Study Program. Find out more about types of federal aid.
To apply for federal student aid, you'll need to complete the Free Application for Federal Student Aid. The FAFSA will ask you to provide information about you and your family's income and assets.
Be sure to file your FAFSA by the established priority deadlines.
- If you plan to enroll for the fall term, apply by June 1.
- If you plan to enroll for the spring term, apply by November 1.
- If you plan to enroll for the summer term, apply by April 1.
- Maryland residents should apply by March 1 to be considered for student financial aid from the state of Maryland for the academic year starting that fall.
Loans for Military Spouses and Family Members
Like many students, you may need additional financing to help cover the cost of your education. Most financial aid packages include an offer of aid in the form of federal loans. If you have exhausted other sources of aid or reached federal loan limits, alternative or private loans may be available. You have to repay loans with interest, but federal loans offer low interest rates and more flexible repayment plans than most private loans.
Interest-Free Monthly Payment Plan
UMUC students can take advantage of an interest-free monthly payment plan to manage education expenses. The plan allows you to pay your tuition over the course of several months or the full semester, rather than in one lump sum. There are no finance charges, just a low nonrefundable enrollment fee. You can pay by credit card, check, money order, or electronic debit from your checking or savings account.
1 Administered by Educational Computer Systems Inc.
"It seems like everyone I've met in class at UMUC comes from different walks of life. Some people have three or four children and a job. Some are military and live overseas. People have different financial situations. And no matter what your circumstances are, you can always make excuses. But if you think education will help you obtain the kind of life you want, there's a way to get your degree. There's a way to make it work."
Financial Aid Tools
Did You Know?
UMUC offers a reduced military tuition rate, saving you money.