Direct Stafford Loans: Must Students Apply for an In-School Deferment Each Year?

Question: Must students apply for an In-School Deferment each year if they have a Direct Stafford Loan?

Answer: No; generally, the school will certify your expected graduation date with the US Department of Education. The in-school deferment on your Direct Stafford Loan will then remain in effect until you graduate, or drop below half-time enrollment status.

Note: Additional information pertaining to Federal Direct Stafford Loans can be accessed by selecting the following link: Stafford Loans