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Your Financial Aid Options
You don't have to navigate financial aid alone. University of Maryland University College is committed to helping you find ways to meet, manage, and lower your education costs through a variety of financing and payment options. Take time to explore the various options below, so you can decide which ones are the best fit for your life and budget.
6 Great Ways to Pay for Your Education
When it comes to covering your college expenses, you have options. Federal student financial aid, available through the U.S. Department of Education, provides loans, grants, and scholarships to help fund your degree.
Your eligibility is based on your current financial need, as well as other factors, including whether you're a full-time or part-time student. We encourage you to learn about these different ways to pay for your education and find out which ones you may qualify for. Remember: The No. 1 reason students don't get financial aid is because they never apply.
1. Federal Financial Aid
3. Employer Tuition Assistance
Learn how UMUC can work directly with your employer if you receive education benefits through your job.
4. Military & Veterans Benefits
5. Interest-Free Monthly Payment Plan
Spread out your tuition costs over the entire semester with the interest-free monthly payment plan.
6. Tax Benefits for College Students
Find out about tax credits and deductions available to college students that can bring down your costs.
The American Opportunity Tax Credit allows families to claim a credit of up to $2,500 for each eligible dependent for up to four tax years. The credit applies toward tuition and fees for the first two years of postsecondary education for students who are enrolled at least half-time in an eligible degree or certificate1 program.
The Lifetime Learning Credit allows families to claim up to $2,000 per year for postsecondary education, including undergraduate or graduate degrees or individual courses to acquire or improve job skills.
Additionally, you may be able to deduct up to $4,000 in tuition and fees from your income if you itemize deductions on your return. The Internal Revenue Service has more information about education-related tax benefits, including deductions for work-related education.
Apply for Aid at UMUC
UMUC encourages you to apply for financial aid, regardless of your income. You may receive more than you expect! All the forms you need to apply for financial aid and for admission to UMUC are available online.
The FAFSA is Your First Step
Your first step in applying for aid is completing the Free Application for Federal Student Aid, known as the FAFSA. UMUC's school code is 011644. For priority consideration, your FAFSA must be received by the established priority deadlines:
- June 1 (for fall)
- November 1 (for spring)
- April 1 (for summer)
Learn more about how to apply for financial aid.
1 GI Bill is a registered trademark of the U.S. Department of Veterans Affairs. More information about education benefits offered by VA is available at the official U.S. government website.
How Much Will
a UMUC Degree Cost?
If you're a first-time, full-time undergraduate student, you can estimate your costs with our Net Price Calculator.